Accept payments with just your phone
Turn your smartphone into a payment terminal. No hardware, no monthly fees — just tap and get paid. Rates from 2.6% + $0.10 per transaction.
Get started in just a few minutes
1. Sign up free — Create your MishiPay account in under 2 minutes. No credit card required.
2. Download the app — Install the MishiPay Business app on your compatible smartphone.
3. Enable Tap on Phone — Activate Tap on Phone from the app settings. It takes just one tap.
4. Enter the amount — Key in the amount to charge. Add a description or reference if you like.
5. Customer taps to pay — Your customer holds their card or phone near your device. Payment done.
1. Sign up free — Create your MishiPay account in under 2 minutes. No credit card required.
2. Download the app — Install the MishiPay Business app on your compatible smartphone.
3. Enable Tap on Phone — Activate Tap on Phone from the app settings. It takes just one tap.
4. Enter the amount — Key in the amount to charge. Add a description or reference if you like.
5. Customer taps to pay — Your customer holds their card or phone near your device. Payment done.
Why Tap on Phone
Everything you need, nothing you don't
No hardware necessary
Your phone is your payment terminal. No card reader, no dongle, no extra cost.
Accept payments anywhere
At your shop, at a market, on a delivery — take payments wherever your business goes.
Secure PIN entry
Transactions above the contactless limit prompt secure on-device PIN entry. PCI DSS Level 1 compliant.
Simple pricing
No surprises. No hidden fees.
$0
Activation fee
$0
Monthly fee
2.6% + $0.10
Per transaction
“I ditched my card reader the day I started using Tap on Phone. My customers love it — they just tap and go. It's genuinely the easiest way to get paid.”
Sarah Chen
Founder, The Flower Cart
Visa · Mastercard · American Express · Apple Pay · Google Pay · Samsung Pay
FAQ
Frequently asked questions
Start accepting payments today — no hardware needed
Activate Tap on Phone in minutes. No upfront costs, no monthly fees. Just your phone and your customers.